Our Blog is our way of helping you make sense of what may otherwise be a perplexing or confusing situation in which you may find yourself. But don't despair. Although you may think you are the only one experiencing some type of difficulty or hardship, if you look around, you will see that others are as well. It is said that "what is most personal is most general” — and that is true.
It's in the spirit of making the personal seem more general that we write these blogs so that you gain a better awareness of the issues you may be confronting. And in the process of gaining awareness, you begin to develop a realistic approach to whatever it is you are seeking to accomplish. Of course, these Blog posts are no substitute for one-on-one legal advise; however, you may find them useful, if for no other reason than to put your concerns into the proper context. From there, additional research and consultation with legal professionals can follow.
We hope you find these blogs helpful as you navigate through life's many challenges and opportunities!
P.S. if there are any topics you would like us to address, please send us a note to that effect.
Scenario: With her autistic son turning 18 in just three months, Sarah was caught off guard by how quickly the legal landscape was changing—soon, her son would be considered an adult with full control over critical decisions. Determined to protect his future, Sarah started exploring guardianship,...
Scenario: When Jane's father was diagnosed with early-stage dementia, he needed help making important decisions that Jane was not sure her father fully understood. Jane felt paralyzed not knowing what to do or who to turn to for advice. The Importance of Surrogate Decision Making When it comes ...
Scenario: You enter into a Contract to sell your home and during the inspections, you are informed about material defects you otherwise did not know about. If your transaction is terminated, are you required to disclose these defects to the next buyer? Disclosure Obligation When a real estate c...
Scenario: You applied for a mortgage and received a written mortgage commitment, thereby satisfying the mortgage contingency in the Contract. A week before the closing you lose your job, and your mortgage commitment is withdrawn. Now what?? Mortgage commitments can be withdrawn for various reaso...
When planning an estate, it's crucial to understand the terminology used in wills, particularly the terms "devise" and "bequest." While they are often used interchangeably, they have distinct legal meanings. Devise: Real Property A "devise" refers specifically to the transfer of real property, ...
When someone passes away, their estate may be subject to various taxes, depending on the size of the estate and who the beneficiaries are. Estate administration requires executors to navigate tax obligations carefully to avoid complications and penalties. Here's a quick overview of what you shoul...
New Jersey's Medical Aid in Dying for the Terminally Ill Act, codified as NJSA 26:16-1 et seq., grants terminally ill patients the legal right to request and self-administer medication to hasten their death. This law, enacted in 2019, provides a compassionate option for those suffering from termi...
As parents age, their physical and mental health may decline, raising difficult questions for adult children about when and how to step in to help with decision-making. One legal tool available to protect elderly parents is guardianship, a court-appointed arrangement that grants a responsible per...
Uncovering Hidden Issues: How a Home Inspection Contingency Protects Your Investment A home inspection contingency is one of the most valuable protections for buyers in New Jersey real estate transactions, allowing them to thoroughly assess the property's condition before committing to the purch...
(Understanding Attorney Review in New Jersey Real Estate Contracts) You've just walked through the house of your dreams and can already envision yourself living there. The excitement is real, and the next step is to make an offer. But before you rush into signing a contract, it's crucial to unde...
$13,990,000 is now the exemption The IRS recently announced that the federal estate and gift tax exemption will increase to $13.99 million for individuals and $27.98 million for married couples in 2025 due to inflation adjustments. This presents a significant opportunity for wealthy individuals ...
Introduction A trustee is a person or institution appointed to manage assets held in a trust for the benefit of other people (known as beneficiaries). The role of a trustee is crucial in estate planning, as it ensures that the trust's assets are managed and distributed according to the trustor's...
Losing a loved one is hard enough without the added stress of dealing with their debts. If your mother passed away leaving behind $17,000 in credit card debt, you may be wondering if you'll have to sell her house to pay off creditors. Here's what you need to know. Is the Debt Yours? In most cas...
Losing a parent is one of the most emotionally challenging experiences we face, and when it happens, knowing where to start can feel overwhelming. If your mother has passed away in New Jersey, there are important steps you'll need to take in the days and weeks that follow to manage her estate, se...
As parents age, their physical and mental health may decline, raising difficult questions for adult children about when and how to step in to help with decision-making. One legal tool available to protect elderly parents is guardianship, a court-appointed arrangement that grants a responsible per...
When it comes to managing someone else's affairs—whether financial, medical, or personal—two of the most common legal tools are guardianship and power of attorney. Both serve to protect vulnerable individuals, but they differ significantly in how they are established, their scope, and the level o...
Private Mortgage Insurance (PMI) is often required for homebuyers who put down less than 20% when purchasing a home. While PMI helps protect lenders, it can add hundreds of dollars to your monthly mortgage payment without offering any benefits to the borrower. Fortunately, there are ways to avoid...
Navigating a real estate transaction can be a complex process, whether you're buying your first home or selling a long-time property. While excitement often surrounds real estate deals, pitfalls lurk that can derail your plans, cost you time, and drain your finances. To ensure a smooth transactio...
What is Renunciation? Renunciation in the context of wills and estate planning refers to the formal act of refusing to accept a responsibility or role assigned in a will, such as serving as a trustee or guardian. This can occur for various reasons, including personal limitations, lack of time, o...
Last Will and Testament A will, also known as a Last Will and Testament, is a legal document that outlines how a person's assets and property should be distributed after their death. It appoints an executor to manage the estate and specifies beneficiaries who will inherit assets. A will can also...
Introduction When a person passes away, the legal process of distributing their assets depends on whether they died testate or intestate. These terms define whether the deceased left behind a will, significantly influencing how their estate is managed and distributed. What is Testate? Dyi...
Introduction In estate planning, the terms "beneficiary" and "heir" are often used, but they have distinct legal meanings. Both play crucial roles in the distribution of an estate, yet their paths to receiving assets differ significantly. Who is a Beneficiary? A beneficiary is an individual...
Understanding Supported Decision Making Supported Decision Making (SDM) is an empowering approach for individuals with disabilities or cognitive impairments, allowing them to make their own choices with guidance from trusted individuals. Unlike guardianship, which transfers decision-making autho...
Presumption of Capacity Legally speaking, all adults are presumed to have the capacity to manage their own affairs and make decisions unless proven otherwise. This presumption ensures that individuals maintain autonomy and freedom in their personal and financial matters until clear evidence indi...
Introduction to Attorney Review In New Jersey, the "Attorney Review" period is a critical phase in a real estate transaction. This period allows both the buyer and seller to have their respective attorneys review and possibly modify the terms of a real estate contract after it has been signed. ...
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