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What It Means to Die Intestate

Posted by Anthony Serra | Jun 18, 2024 | 0 Comments

In the intricate landscape of estate planning, dying intestate, or without a valid will, can have significant implications for one's estate and loved ones. This article delves into the ramifications of intestacy, shedding light on the complexities that ensue when individuals fail to plan for the distribution of their assets.

1.     Lack of Directive: Dying intestate means departing without a clear directive on how one's assets should be distributed among beneficiaries. In the absence of a will, state laws, known as intestacy laws, dictate the allocation of the deceased's estate, often resulting in outcomes that may not align with their wishes.

2.     Legal Proceedings: The absence of a will triggers a series of legal proceedings to determine who will serve as the estate representative (in New Jersey called an Administrator) as well as the distribution of assets, a process that can be both time-consuming and costly. Probate courts are tasked with overseeing the division of the estate according to statutory guidelines, leading to potential disputes among heirs and prolonged settlement periods.

3.     Uncertainty and Stress for Loved Ones: The uncertainty stemming from intestacy can exacerbate emotional distress for grieving loved ones already grappling with loss. Without clear instructions from the deceased, family members may find themselves embroiled in contentious legal battles, straining relationships and prolonging the healing process.

4.     Inequitable Distribution: Intestacy laws often prioritize blood relations in asset distribution, potentially disregarding the deceased's relationships and intentions. This can result in assets being inherited by distant relatives or estranged family members, deviating from the deceased's desired allocation.

5.     Need for a Surety Bond: When you die intestate (without a will), the probate court in New Jersey will require the estate representative (Administrator) to post a surety bond in the amount of the estate. A surety bond is intended to protect the interests of the beneficiaries in case the representative is negligent or mishandles the estate, but the process for obtaining a bond can be intrusive and costly. Most wills waive the bond requirement.

Importance of Estate Planning

The complexities and uncertainties associated with dying intestate underscore the importance of proactive estate planning. By drafting a will or establishing other estate planning tools, individuals can ensure that their assets are distributed according to their wishes, providing clarity and peace of mind for themselves and their loved ones.


Dying intestate unveils a myriad of challenges and uncertainties that can disrupt the lives of surviving family members and heirs. As such, it serves as a poignant reminder of the critical importance of estate planning in safeguarding one's legacy and providing for the orderly transfer of assets. By taking proactive steps to plan for the future, individuals can mitigate the potential pitfalls of intestacy and ensure that their final wishes are honored with dignity and respect.

About the Author

Anthony Serra

Tony Serra is a passionate advocate, especially for the elderly, disabled and those of modest means who need the services of an experienced and caring attorney. For more than 30 years, Tony has been helping common, everyday folks navigate their way through life's turbulent waters. Through innovation and utilizing modern technology, Tony and his law firm are now able to offer quality legal services that at one time were prohibitively expensive, at a fraction of the cost. If you need basic legal services, such as a Will, Power of Attorney, Living Will, Special Needs Trust, real estate transactions, uncontested guardianship pleadings and much more, please visit our website and our SMART LAW legal services platform. You will be pleasantly surprised by what we offer and glad you did! Tony is also an experienced mediator and founder of the Conflict Resolution Center of NJ. Tony has specific training in family matters as well as elder law and contested guardianship and estate cases.  


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